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Volvo V70 Insurance Rates

There are many options when trying to insure your Volvo vehicle. You can buy direct from an agent or go online to compare rates from a lot of auto insurance companies. Finding cheaper auto insurance through online companies can be fast and easy and there is a good chance you can save money.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of auto insurance companies offering insurance. Finding a lower price on Volvo V70 insurance is not a difficult process. You just have to take a little time getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by comparing rates here.

Car insurance premiums for a Volvo V70 will vary greatly depending on several factors. Some of these factors include:

  • Higher performance V70 vehicles cost more
  • Your accident history
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Young drivers cost more
  • Whether you are married
  • Extra coverages like towing and rental
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor which can affect Volvo V70 insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so the cost to replace them will push premiums up. Conversely, more recent Volvo vehicles may have safety features such as a telematics system, adaptive cruise control, and traction control so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your V70 below.

Coverage for liability

This coverage will cover damage that occurs to other people or property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as much as you can afford.

Collision coverage

This will pay to fix damage to your Volvo caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Volvo V70 collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Volvo V70 Insurance Rates?