Vehicles > Volvo > Coupe

Volvo Coupe Insurance Cost

There are many options when finding cheaper insurance coverage on your Volvo vehicle. You can buy from a local agent or go online to compare insurance costs of car insurance companies. Shopping for car insurance from online rate quotes can be fast and easy and there is a good chance you might just save a little.

If shopping for car insurance online is new to you, you can be overwhelmed by the hoards of companies vying for your business. When shopping for car insurance there are multiple ways to compare rate quotes from different insurance companies. The easiest way by far to find the cheapest Coupe insurance rates consists of shopping online. This can be accomplished by getting a quick quote here.

Auto insurance rates on a Volvo Coupe can be significantly different depending on several factors. Some of these factors include:

  • Higher performance Coupe vehicles cost more
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that will help determine Coupe insurance cost is the model year. Older cars and trucks cost less in comparison to older models so the cost to replace them may result in lower rates. Conversely, new Volvo models may have a trim level with safety features such as active head restraints, an advanced theft deterrent system, dual-stage airbags, and sideview assist mirrors that may help help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Coupe below.

Liability insurance

This coverage provides protection from damage that occurs to people or other property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Collision protection

Collision coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Coupe can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive protection

This coverage covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Volvo Coupe comprehensive insurance. The highest amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical expense coverage

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used in conjunction with a health insurance policy or if you do not have health coverage. Personal Injury Protection is not universally available and may carry a deductible.

How Much are Volvo Coupe Insurance Rates?