Vehicles > Volvo > 960

Volvo 960 Insurance Rates

Shopping for auto insurance through online rate quotes saves time, is easy to do and there is a good chance you might just save a little. The key to finding lower rates is getting rates from all providers in order to accurately compare the cheapest rate quotes.

Comparing auto insurance rates direct online can be a challenge if you are a beginner to quoting online. But relax because comparing prices is actually very simple. Finding lower Volvo 960 insurance cost can be surprisingly simple. You just have to spend a little time to get quotes online from several insurance companies. This is very easy and can be done by getting a quick quote here.

Auto insurance rates paid to insure a Volvo 960 can be significantly different and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Better credit means lower rates
  • Men typically pay more than women
  • The deductible you choose
  • Safety rating of your 960
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you own your home

A final factor that will help determine Volvo 960 insurance rates is the model year. Models that are new have a higher replacement value in comparison to later models so the costs to repair may end up costing you more. On the flip side, more recent Volvo vehicles may have a trim level with safety features like dual-stage airbags, all-wheel drive, blind-spot warning system, and tire pressure monitors that may help help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability - This will cover damage that occurs to a person or their property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as large an amount as possible.

Collision coverage - Collision coverage will pay to fix damage to your Volvo from colliding with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Volvo 960 insurance rates.

Comprehensive auto coverage - This covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Volvo 960 comprehensive insurance. The highest amount you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical payments and PIP coverage - Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP coverage is only offered in select states and may carry a deductible.

How Much are Volvo 960 Insurance Rates?