Volvo 740 Insurance Rates

There are many options when comparing insurance rates on your Volvo vehicle. You can buy direct from a local agent or go online to check prices from multiple companies. Comparing car insurance online can be fast and easy and there is a good chance you might just save a little.

If you've never shopped for car insurance online, you can be overwhelmed by the hoards of car insurance companies vying for your business. When shopping for car insurance there are multiple ways to get quotes from different insurance companies. One of the best ways to find competitive Volvo 740 insurance cost involves getting comparison quotes online. This can be accomplished by completing this short form.

Auto insurance rates for a Volvo 740 will vary greatly depending on several factors. Some of these factors include:

• Higher performance 740 vehicles cost more
• Your accident history
• Home and auto can earn discounts
• Use of your vehicle
• Extra coverages like towing and rental
• What you do for a living
• The level of coverage
• Whether you own your home

A final factor that can impact Volvo 740 insurance rates is the model year. Used vehicles cost less in comparison to older models so repair costs tend to be lower which may result in lower rates. Conversely, more recent Volvo vehicles may have a trim level with safety features such as dual-stage airbags, tire pressure monitors, and blind-spot warning system so those may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your 740 below.

• 1992 Volvo 740 Insurance Rates
• 1991 Volvo 740 Insurance Rates
• 1990 Volvo 740 Insurance Rates

Liability coverage - This coverage will cover damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision coverages - This coverage will pay to fix damage to your Volvo caused by collision with another car or object. You have to pay a deductible then your collision coverage will kick in. Volvo 740 collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverage - Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Volvo 740 comprehensive insurance. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to fill the gap from your health insurance plan or if you do not have health coverage. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Volvo 740 Insurance Rates?