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Volkswagen New Beetle Insurance Rates

Comparing car insurance by comparing rates online saves time, is easy to do and there is a good chance you may find lower rates. The key to finding lower rates is to take the time to get rates from all providers in order to have the cheapest rate quotes.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online quotes. But relax because we're going to show you how. The are a couple different ways to compare quotes from car insurance companies in your area. The recommended way to compare New Beetle insurance cost involves getting comparison quotes online. This can be accomplished by comparing rates here.

Insurance premiums paid to insure a Volkswagen New Beetle can vary widely and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Safety rating of your New Beetle
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Volkswagen models so the costs to repair may end up costing you less. But newer models have more advanced features including a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection which can lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - This protects you from damage that occurs to a person or their property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so buy higher limits if possible.

Collision coverage - This coverage pays for damage to your Volkswagen from colliding with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive insurance - This pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage kick in for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Volkswagen New Beetle Insurance Rates?