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Volkswagen Jetta Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Volkswagen vehicle. You can buy direct from a local agent or get quotes online to compare rates from insurance carriers. Shopping for auto insurance by getting online quotes saves time, is easy to do, plus you might just save a little.

Comparing auto insurance rates direct online can be difficult if you are a beginner to quoting online. But don't be discouraged because comparing prices is actually very simple. Finding cheaper coverage prices can be relatively painless. All you need to do is take the time to get quotes online from several insurance companies. This is very easy and can be done by comparing rates here.

Car insurance rates influenced by these factors

Auto insurance rates on a Volkswagen Jetta can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • Claims drive up premiums
  • No coverage lapses saves money
  • Home ownership saves money

A final factor that will help determine Jetta insurance cost is the model year. Newer models have a higher replacement value in comparison to later models so the costs to repair may end up costing you more. Conversely, newer models may have a trim level with safety features such as traction control, adaptive headlights, and automatic crash notification that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Jetta from the list below.

Liability

This protects you from damage or injury you incur to people or other property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so consider buying as large an amount as possible.

Collision protection

Collision coverage pays for damage to your Volkswagen resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Jetta can be pricey, so analyze the benefit of dropping coverage from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive or Other Than Collision

This coverage pays for damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by your Volkswagen Jetta comprehensive insurance. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is important protection for you and your family.

Medical costs insurance

Med pay and PIP coverage kick in for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are often used in conjunction with a health insurance policy or if you do not have health coverage. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Volkswagen Jetta Insurance Rates?