Vehicles > Volkswagen > GTI

Volkswagen GTI Insurance Rates

You have lots of choices when buying insurance for your Volkswagen vehicle. You can get prices from your neighborhood insurance agent or go online to compare insurance costs of insurance carriers. Buying car insurance by getting online quotes can be fast and easy and at the same time you will probably save money.

If you're new to shopping for car insurance online, it's easy to be confused by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways of comparing rates from local car insurance companies. The recommended way to find the cheapest Volkswagen GTI insurance cost is to get quotes online. It is quite easy and can be accomplished by getting a quick quote here.

Which factors influence the rate you pay?

Insurance rates paid to insure a Volkswagen GTI will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance GTI vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Your profession
  • Your coverage level
  • Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Volkswagen is the year of manufacture. Older models have a reduced actual cash value so the costs to repair may result in lower rates. On the flip side, newer vehicles may have options like anti-lock brakes, adaptive headlights, and adaptive cruise control so those may help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your GTI from available model years below.

Liability - This coverage can cover damages or injuries you inflict on a person or their property in an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision coverage - Collision insurance covers damage to your Volkswagen from colliding with an object or car. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to get cheaper Volkswagen GTI insurance rates.

Comprehensive or Other Than Collision - This covers damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This provides protection when other motorists either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical costs insurance - Coverage for medical payments and/or PIP pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Volkswagen GTI Insurance Rates?