Volkswagen Beetle Convertible Insurance Quotes

You have many choices when trying to find low-cost insurance for your Volkswagen vehicle. You can get prices from an agent or go online to compare rates from many different companies. Buying car insurance from online companies can be fast and easy, in addition you can save money.

If you're new to shopping for car insurance online, you may be confused by the hoards of online companies offering insurance. There are several ways to get quotes from car insurance companies in your area. The simplest method to compare Beetle Convertible insurance cost is to get quotes online. This is very easy and can be done by comparing rates here.

Criteria which help determine car insurance premiums

Car insurance premiums paid to insure a Volkswagen Beetle Convertible can be significantly different depending on several factors. A few of these criteria are:

Higher performance Beetle Convertible vehicles cost more
How many accidents you have had
Multiple policies can save money
How you use your vehicle
Optional coverages like vehicle replacement
Your occupation
The amount of protection requested
Owning a home can lower rates

An additional factor that helps determine Beetle Convertible insurance quotes is the year of the vehicle. Older models have a much lower replacement value than newer models so the costs to repair may result in lower rates. But more recent Volkswagen vehicles may have safety features including autonomous braking, a telematics system, a collision avoidance system, and a rollover prevention system that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Beetle Convertible from the following list.

Liability coverage

This coverage will cover injuries or damage you cause to a person or their property in an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Coverage for collisions

Collision insurance will pay to fix damage to your Volkswagen from colliding with another vehicle or an object, but not an animal. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive coverage

This pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage. The highest amount a car insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for bills such as ambulance fees, surgery, and doctor visits. They are often used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Volkswagen Beetle Convertible Insurance Rates?