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Volkswagen Beetle Insurance Rates

Drivers have lots of options when insurance shopping for your Volkswagen vehicle. You can buy direct from an insurance agent or get quotes online to check prices from insurance carriers. Comparing auto insurance by getting online quotes saves time, is easy to do, plus you may find lower rates.

Using the web to shop for auto insurance direct can be difficult if you are a beginner to quoting online. But don't let that discourage you because we're going to show you how. Cutting your Beetle insurance cost can be relatively painless. Drivers just need to take a couple of minutes to compare quotes online from several insurance companies. This can be done by completing this short form.

Rates are determined by these factors

Insurance premiums for a Volkswagen Beetle can be significantly different and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. New vehicles have a higher value compared to older Volkswagen models so the costs to repair may end up costing you more. But newer models have more advanced features including a telematics system, all-wheel drive, and adaptive headlights that may help give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Beetle from the list below.

Liability - This protects you from damage or injury you incur to other people or property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy as large an amount as possible.

Collision - This coverage pays for damage to your Volkswagen caused by collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company. Beetle collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance - Med pay and PIP coverage kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Volkswagen Beetle Insurance Rates?