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Toyota Prius V Insurance Quotes

Drivers have lots of options when trying to find low-cost insurance for your Toyota vehicle. You can get prices from an agent or price shop online to check prices from many different companies. Buying auto insurance from online companies is simple to do, plus you can save money.

Shopping online for auto insurance can be difficult if you have never used online rate quotes. Don't let that stop you because it's actually quite easy. Getting lower Prius v insurance cost is actually quite simple. The only thing you need to do is invest a little time getting comparison quotes online with multiple companies. This can be accomplished by completing this short form.

Rates are impacted by these factors

Car insurance premiums for your Toyota Prius v will vary greatly subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Your accident history
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor that helps determine Prius v insurance quotes is the year of the vehicle. New vehicles cost more than older models so the payout to repair will push premiums up. But newer models may have safety features including autonomous braking, a telematics system, a collision avoidance system, and a rollover prevention system so those may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Prius v from the list below.

Liability coverage

Prius v liability coverage protects you from damage or injury you incur to other's property or people in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Coverage for collisions

Collision insurance pays for damage to your Toyota resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive coverage

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP

Med pay and PIP coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Toyota Prius v Insurance Rates?