Toyota Camry Solara Insurance Rates

Drivers have lots of options when trying to insure your Toyota vehicle. You can buy direct from an agent or shop online to compare insurance costs of companies. Comparing auto insurance by quoting online is easy, plus you can save money.

Beginners to buying insurance may think shopping for low-cost Camry Solara insurance is hard. Finding a lower price on Camry Solara insurance is a fairly straight forward process. You just have to take a little time getting comparison quotes from different insurance companies. This can be done by getting a quick quote here.

Rates are determined by...

Car insurance premiums on a Toyota Camry Solara can be significantly different based upon several criteria. Including but not limited to:

The performance level of your Camry Solara
How many accidents you have had
Home and auto can earn discounts
Pleasure use vs. commuting use
Add-on coverages such as rental reimbursement
Your claim history
Having current coverage saves
Home ownership saves money

An additional factor that can impact Camry Solara insurance rates is the year of the vehicle. Models that are new have a higher value than older models so repair costs are higher which may end up costing you more. On the flip side, more recent Toyota vehicles may have safety features like traction control, active head restraints, a backup camera, and an advanced theft deterrent system that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Camry Solara from the list below.

Liability coverages

Liability insurance will cover damage or injury you incur to people or other property. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision coverage

This coverage will pay to fix damage to your Toyota resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Camry Solara can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper Camry Solara insurance rates.

Comprehensive coverages

This coverage covers damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection when other motorists are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is only offered in select states and may carry a deductible.

How Much are Toyota Camry Solara Insurance Rates?