Vehicles > Suzuki > Forenza

Suzuki Forenza Insurance Cost

Finding cheaper auto insurance online saves time, is easy to do, plus you will probably save money. The key to finding lower rates is to get rates from all companies in order to accurately compare the lowest rate quotes.

Finding the best direct price on auto insurance can be difficult if you are a beginner to online quoting. But don't be discouraged because there is an easy way to compare rates. Lowering your Forenza insurance rates is not rocket science. You just need to take a few minutes comparing rates online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Premiums are calculated by these things

Insurance rates on a Suzuki Forenza can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • The deductible you choose
  • Crash test rating for your Forenza
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Suzuki is the year of manufacture. Models that are new have a higher actual cash value so the costs to repair may result in higher rates. But new Suzuki models may have options including pedestrian detection, dual-stage airbags, and blind-spot warning system which may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage

This provides protection from damage or injury you incur to people or other property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase as high a limit as you can afford.

Collision insurance

This pays to fix your vehicle from damage resulting from a collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage for your Forenza can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive coverage

This coverage covers damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance program or if there is no health insurance coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Suzuki Forenza Insurance Rates?