Subaru Outback Insurance Quotes

Drivers have lots of options when attempting to insure your Subaru vehicle. You can buy direct from your neighborhood insurance agent or go online to compare rates from car insurance companies. Comparing auto insurance from online rate quotes can be fast and easy, plus you will probably save money.

If you've never shopped for auto insurance online, you may be overwhelmed by the hoards of auto insurance companies competing for your business. Getting cheaper insurance rates doesn't have to be difficult. The only requirement is to invest a few minutes comparing rates provided by online insurance companies. This can be done by comparing rates here.

Rates are determined by these factors

Insurance rates for a Subaru Outback will vary greatly depending on several factors. Including but not limited to:

Higher performance Outback vehicles cost more
Your accident history
Home and auto can earn discounts
Use of your vehicle
Add-on coverages such as rental reimbursement
No claims lowers premiums
No coverage lapses saves money
Home ownership saves money

One last important factor that can impact the rate you pay on your Subaru is the year of manufacture. Newer models have a higher value so the cost to replace them will push premiums up. Conversely, newer models may have options such as forward-collision avoidance, adaptive cruise control, and lane departure warning system so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Outback from the list below.

Liability insurance

This coverage protects you from damage or injury you incur to other people or property. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase as much as you can afford.

Auto collision coverage

This coverage pays for damage to your Subaru caused by collision with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. Outback collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance pays for damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount your auto insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense coverage

Med pay and PIP coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance plan or if you do not have health coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Subaru Outback Insurance Rates?

Subaru Outback Insurance Rates