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Subaru Impreza WRX Insurance Cost

There are many options when shopping for car insurance for your Subaru vehicle. You can buy direct from an insurance agent or shop online to compare insurance costs of car insurance companies. Buying car insurance from online rate quotes is easy and there is a good chance you may find lower rates.

People who are new to shopping for insurance may think purchasing cheap Impreza WRX insurance is more work than they want to put in. The are a couple different ways of comparing rates from car insurance companies in your area. By far the easiest way to find the cheapest Impreza WRX insurance rates is to get quotes online. This can be accomplished by getting a quick quote here.

Insurance premiums for a Subaru Impreza WRX can vary widely based upon several criteria. Some of these factors include:

  • The performance level of your Impreza WRX
  • Any accidents you may have
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Subaru models so repair costs tend to be lower which will push premiums down. But newer vehicles have more advanced features including pedestrian detection, tire pressure monitors, and autonomous braking which can help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Impreza WRX below.

Liability insurance

Liability insurance can cover damage that occurs to other people or property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy higher limits if possible.

Collision insurance

Collision insurance covers damage to your Subaru caused by collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Impreza WRX collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive protection

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. PIP is not an option in every state and may carry a deductible.

How Much are Subaru Impreza WRX Insurance Rates?