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Subaru Impreza Insurance Rates

Shopping for auto insurance by comparing rates online is easy, plus you will probably save money. The key is getting rates from all companies in order to have the lowest priced insurance.

Consumers not familiar with buying insurance may think shopping for low-cost Impreza insurance is going to be difficult. Getting better Impreza insurance cost can be quick and easy. Just take time comparing rates from different insurance companies. This is very easy and can be done by comparing rates here.

Car insurance rates influenced by...

Insurance rates on a Subaru Impreza can be significantly different based upon several criteria. Including but not limited to:

  • Your driving record
  • Better credit means lower rates
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Crash test rating for your Impreza
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that will help determine the rate you pay on your Subaru is the year of manufacture. Newer models have a higher replacement value so repair costs are higher which may end up costing you more. But more recent Subaru vehicles may have options including anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights that may help lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability insurance - Liability insurance will cover damage or injury you incur to people or other property by causing an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase as large an amount as possible.

Collision coverage - Collision coverage will pay to fix damage to your Subaru resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Impreza can be pricey, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.

Comprehensive insurance - This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount your auto insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Med pay and Personal Injury Protection (PIP) - Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Subaru Impreza Insurance Rates?