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Subaru Crosstrek Insurance Quotes

There are many options when trying to find low-cost insurance for your Subaru vehicle. You can either contact your neighborhood insurance agent or shop online to compare rates from companies. Comparing car insurance by quoting online is easy and there is a good chance you will probably save money.

Beginners to shopping for insurance may think purchasing low-cost Crosstrek insurance is hard. To find the best car insurance prices, there are several ways to get quotes from different insurance companies. The simplest method to compare Crosstrek insurance cost involves getting comparison quotes online. This can be accomplished by comparing rates here.

Insurance rates on a Subaru Crosstrek can vary widely based upon several criteria. Some of these factors include:

  • The performance level of your Crosstrek
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Extra coverages like towing and rental
  • Your profession
  • The level of coverage
  • Whether you own your home

One last important factor that can impact the rate you pay on your Subaru is the year of manufacture. Used vehicles cost less so the cost to replace them will push premiums down. Conversely, more recent Subaru vehicles may have options such as tire pressure monitors, a telematics system, autonomous braking, and adaptive headlights which can lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Crosstrek below.

Liability coverages

Liability insurance will cover damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase higher limits if possible.

Coverage for collisions

This coverage will pay to fix damage to your Subaru resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Crosstrek can be pricey, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to bring the cost down.

Comprehensive coverages

This coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if you do not have health coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Subaru Crosstrek Insurance Rates?