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Subaru BRZ Insurance Rates

There are many options when trying to insure your Subaru vehicle. You can get prices from your neighborhood insurance agent or get quotes online to compare rates from lots of different providers. Finding cheaper auto insurance through online providers saves time, is easy to do and there is a good chance you will probably save money.

Finding the best direct price on auto insurance can be a challenge if you are a beginner to online quotes. But don't let that discourage you because there is an easy way to compare rates. Finding a lower price on Subaru BRZ insurance is surprisingly easy. You just have to take a little time comparing rates online from several insurance companies. It is quite easy and can be accomplished by comparing rates here.

Insurance rates for a Subaru BRZ can vary widely and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Your age
  • Whether you are married
  • Extra coverages like towing and rental
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you own your home

One last important factor which can affect the rate you pay on your Subaru is the year of manufacture. Newer models have a higher actual cash value so the costs to repair can inflate annual premiums. Although newer models may have options included like a backup camera, autonomous braking, active head restraints, and all-wheel drive which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your BRZ below.

Liability auto insurance

This protects you from damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase higher limits if possible.

Collision coverage

This pays for damage to your Subaru caused by collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Subaru BRZ collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper Subaru BRZ insurance rates.

Comprehensive (Other than Collision)

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance

Med pay and PIP coverage kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Subaru BRZ Insurance Rates?