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Scion XA Insurance Rates

There are many options when attempting to insure your Scion vehicle. You can either contact an insurance agent or go online to compare insurance costs of multiple insurance companies. Buying car insurance on the web can be fast and easy and there is a good chance you may find lower rates.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies selling insurance. The are a couple different ways of comparing rates from car insurance companies in your area. The fastest way to find the cheapest xA insurance quotes is to get quotes online. This can be accomplished by getting a quick quote here.

Insurance premiums paid to insure a Scion xA can vary widely depending on several factors. Some of these factors include:

  • Higher performance xA vehicles cost more
  • Any accidents you may have
  • Multiple policies can save money
  • How you use your vehicle
  • Your birth date
  • Being married may save money
  • Extra coverages like towing and rental
  • Your job
  • The amount of protection requested
  • Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Scion models so the costs to repair may result in lower rates. But newer vehicles have more advanced features including automatic crash notification, anti-lock brakes, and a backup camera which can help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your xA below.

Liability car insurance

This coverage can cover damage that occurs to a person or their property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy higher limits if possible.

Auto collision coverage

Collision insurance covers damage to your Scion from colliding with another car or object. You will need to pay your deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive car insurance

This covers damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Coverage for medical expenses

Coverage for medical payments and/or PIP pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not an option in every state and may carry a deductible.

How Much are Scion xA Insurance Rates?