Vehicles > Scion > FR-S

Scion FR-S Insurance Quotes

Buying auto insurance from online companies saves time, is easy to do and there is a good chance you can save money. The key to finding lower rates is to take the time to get as many rate quotes as possible so you can compare every company's rates.

Shopping online for auto insurance can be a challenge if you are a beginner to online quotes. But don't let that discourage you because it's actually quite easy. Getting lower Scion FR-S insurance cost is actually quite simple. The only thing you need to do is invest a little time getting comparison quotes online from several insurance companies. This can be accomplished by visiting this page.

Car insurance premiums for a Scion FR-S can vary widely and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Credit rating
  • Where you live
  • How many miles you drive
  • Male rates may be higher
  • Higher deductibles save money
  • Safety rating of your FR-S
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor that helps determine Scion FR-S insurance quotes is the year of the vehicle. A newer vehicle cost more than older models so the costs to repair can inflate annual premiums. On the flip side, newer vehicles may have safety features like autonomous braking, a telematics system, a collision avoidance system, and a rollover prevention system which can provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage

This can cover damage that occurs to other people or property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy higher limits if possible.

Coverage for collisions

Collision insurance covers damage to your Scion caused by collision with another car or object. You will need to pay your deductible then the remaining damage will be paid by your insurance company. Scion FR-S collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible to get cheaper Scion FR-S insurance quotes.

Comprehensive coverage

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. PIP coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Scion FR-S Insurance Rates?