Porsche 944 Insurance Rates

There are many options when insurance shopping for your Porsche vehicle. You can buy direct from your neighborhood insurance agent or get quotes online to compare rates from insurance carriers. Shopping for car insurance by getting online quotes saves time, is easy to do and there is a good chance you will probably save money.

Comparing car insurance rates direct online can be a challenge if you are a beginner to online quoting. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from local car insurance companies. The easiest way to compare Porsche 944 insurance cost consists of shopping online. This can be accomplished by comparing rates here.

Insurance rates for your Porsche 944 can fluctuate considerably and are calculated by many factors. Some of these factors include:

• High performance increases premiums
• Accidents raise premiums
• Whether you insure your home with the same company
• Pleasure, commuting or business use can affect rates
• Extra coverages like towing and rental
• Your profession
• Your coverage level
• Whether you own your home

One last important factor that will help determine the rate you pay on your Porsche is the year of manufacture. Older cars and trucks cost less so the payout to repair may end up costing you less. On the flip side, newer vehicles may have options like a telematics system, all-wheel drive, and adaptive headlights which may lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your 944 below.

• 1991 Porsche 944 Insurance Rates
• 1990 Porsche 944 Insurance Rates

Liability - This can cover damage that occurs to other's property or people by causing an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as high a limit as you can afford.

Collision - Collision coverage covers damage to your Porsche resulting from colliding with another car or object. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Porsche 944 insurance rates.

Comprehensive or Other Than Collision - Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the cash value of the vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle's occupants when other motorists either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical costs insurance - Coverage for medical payments and/or PIP kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often utilized in addition to your health insurance program or if you lack health insurance entirely. PIP coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Porsche 944 Insurance Rates?