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Porsche 911 Insurance Rates

You have many choices when buying insurance for your Porsche vehicle. You can buy from an insurance agent or shop online to compare pricing from car insurance companies. Comparing car insurance from online rate quotes is easy, in addition you may find lower rates.

Beginners to comparing rates may think shopping for low-cost Porsche 911 insurance is more work than they want to put in. The are a couple different ways of comparing rates from local car insurance companies. The recommended way to find the lowest Porsche 911 insurance cost involves getting comparison quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine Porsche insurance rates

Insurance premiums on a Porsche 911 can be significantly different based upon several criteria. A few of these criteria are:

  • The performance level of your 911
  • How many accidents you have had
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Optional coverages like vehicle replacement
  • Your job
  • Your coverage level
  • Owning a home can lower rates

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a much lower replacement value compared to new Porsche models so the cost to replace them will push premiums down. On the flip side, newer vehicles have more advanced features like adaptive cruise control, anti-lock brakes, and active head restraints that may help provide discounts that lower premiums.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your 911 from the following list.

Liability insurance - Liability insurance can cover injuries or damage you cause to people or other property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage - This coverage covers damage to your Porsche resulting from a collision with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Porsche 911 can be pricey, so consider dropping it from lower value vehicles. Another option is to increase the deductible to get cheaper Porsche 911 insurance rates.

Comprehensive protection - This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical expense coverage - Coverage for medical payments and/or PIP provide coverage for bills like ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is not an option in every state but can be used in place of medical payments coverage.

How Much are Porsche 911 Insurance Rates?