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Pontiac Solstice Insurance Quotes

Shopping for auto insurance by comparing rates online is easy and at the same time you may find lower rates. The key is to take the time to get rates from all companies so you can get every possible rate.

Consumers not familiar with comparison shopping may think purchasing low-cost Solstice insurance is going to be difficult. Reducing your Solstice insurance cost can be quick and easy. All that's required is to spend a few minutes on the computer to compare quotes from different insurance companies. This is very easy and can be done by completing this short form.

What factors impact your insurance rates?

Insurance premiums on a Pontiac Solstice can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Men typically pay more than women
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Having current coverage saves
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. New vehicles have a higher replacement value compared to older Pontiac models so repair costs are higher which can inflate annual premiums. On the flip side, more recent Pontiac vehicles have more advanced features like a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors which can give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance

Liability insurance will cover damages or injuries you inflict on people or other property by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage protection

Collision coverage will pay to fix damage to your Pontiac resulting from a collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Solstice can be pricey, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to get cheaper Solstice insurance quotes.

Comprehensive insurance

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle when other motorists are uninsured or don't have enough coverage. Due to the fact that many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance policy or if you lack health insurance entirely. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Pontiac Solstice Insurance Rates?