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Pontiac Grand Prix Insurance Cost

There are many options when finding cheaper insurance coverage on your Pontiac vehicle. You can buy from your neighborhood insurance agent or get quotes online to check prices from car insurance companies. Finding cheaper car insurance from online rate quotes saves time, is easy to do and there is a good chance you will probably save money.

Finding the best direct price on car insurance can be a challenge if you are a beginner to online rate quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates and find the best price. The easiest way by far to find competitive Grand Prix insurance rates is to perform an online rate comparison. This can be accomplished by completing this short form.

Insurance rates for your Pontiac Grand Prix will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • Your profession
  • Insurance coverage level
  • Whether you own your home

One last important factor which can affect the rate you pay on your Pontiac is the year of manufacture. Models that are a few years old cost less so the payout to repair may end up costing you less. Although newer vehicles may have options included like active head restraints, an advanced theft deterrent system, dual-stage airbags, and sideview assist mirrors so those may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Grand Prix below.

Liability insurance

This can cover damage that occurs to other's property or people that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as much as you can afford.

Collision protection

This covers damage to your Pontiac resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Grand Prix insurance cost.

Comprehensive protection

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense coverage

Coverage for medical payments and/or PIP kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance plan or if you are not covered by health insurance. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Pontiac Grand Prix Insurance Rates?