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Pontiac Bonneville Insurance Cost

Finding cheaper auto insurance by comparing rates online is simple to do and there is a good chance you can save money. The critical component is to compare rates from all companies so you can compare all possible prices.

Finding the best direct price on auto insurance can be a challenge if you have never used online rate quotes. But don't be discouraged because it's actually quite easy. Finding cheaper coverage prices can be quick and easy. All you need to do is take the time getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by visiting this page.

Car insurance premiums on a Pontiac Bonneville will vary greatly subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Your credit history
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Safety rating of your Bonneville
  • Your claim history
  • No coverage lapses saves money
  • Whether you own your home

An additional factor which can affect Bonneville insurance cost is the year of the vehicle. A newer vehicle have a higher actual cash value than older models so the payout to repair will push premiums up. Conversely, newer models may have safety features such as adaptive cruise control, lane departure warning system, and pedestrian detection so those may provide discounts that lower premiums.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

Bonneville liability coverage protects you from damage that occurs to people or other property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Collision protection

This pays for damage to your Pontiac resulting from a collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Bonneville can be pricey, so consider removing coverage from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive insurance

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage gives you protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance plan or if you do not have health coverage. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Pontiac Bonneville Insurance Rates?