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Pontiac Aztek Insurance Rates

You have lots of choices when buying insurance for your Pontiac vehicle. You can buy direct from a local agent or shop online to compare rates from companies. Shopping for car insurance by quoting online is easy and at the same time you might just save a little.

Consumers not familiar with comparison shopping may think finding cheap Aztek insurance is hard. When shopping for car insurance there are multiple ways to get quotes from different insurance companies. The recommended way to compare Aztek insurance cost consists of shopping online. It is quite easy and can be accomplished by comparing rates here.

What factors impact Aztek insurance quotes?

Auto insurance rates for a Pontiac Aztek can fluctuate considerably based upon several criteria. Taken into consideration are:

  • The performance level of your Aztek
  • Accidents raise premiums
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Special coverage such as replacement cost
  • What you do for a living
  • The level of coverage
  • Whether you rent or own your home

A final factor that will help determine Aztek insurance rates is the model year. Older cars and trucks have a reduced actual cash value in comparison to older models so repair costs tend to be lower which will push premiums down. Conversely, more recent Pontiac vehicles may have a trim level with safety features such as tire pressure monitors, sideview assist mirrors, lane departure warning system, and adaptive cruise control which may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Aztek from available model years below.

Liability coverages - Liability insurance will cover damages or injuries you inflict on other people or property by causing an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision coverage - Collision coverage will pay to fix damage to your Pontiac caused by collision with an object or car. A deductible applies and then insurance will cover the remainder. Aztek collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive coverages - Comprehensive insurance pays for damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by your Pontiac Aztek comprehensive insurance. The most you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used to fill the gap from your health insurance program or if you do not have health coverage. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Pontiac Aztek Insurance Rates?