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Oldsmobile Eighty-Eight Royale Insurance Rates

Buying car insurance by quoting online is simple to do, plus you can save money. The critical component is to get as many rate quotes as possible in order to have the best prices.

Shopping online for car insurance can be difficult if you have never used online quoting. But don't let that discourage you because it's actually quite easy. There are several ways to compare rate quotes from different insurance companies. One of the best ways to compare Eighty-Eight Royale insurance cost is to get quotes online. This can be done by comparing rates here.

Rates are impacted by these things

Car insurance premiums for a Oldsmobile Eighty-Eight Royale can fluctuate considerably subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Eighty-Eight Royale
  • Your occupation
  • The level of coverage
  • Home ownership saves money

An additional factor that helps determine Eighty-Eight Royale insurance rates is the year of the vehicle. Older models have a lower value than newer models so repair costs tend to be lower which can decrease annual premiums. Conversely, new Oldsmobile models may have safety features such as blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection which may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages - Eighty-Eight Royale liability coverage provides protection from damage or injury you incur to other people or property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverages - Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Eighty-Eight Royale collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverages - Comprehensive insurance pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The most your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they either have no liability insurance or not enough. Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is very important.

Coverage for medical payments - Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used to fill the gap from your health insurance program or if you do not have health coverage. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay.

How Much are Oldsmobile Eighty-Eight Royale Insurance Rates?