Oldsmobile Eighty-Eight Insurance Quotes

Buying car insurance by quoting online can be fast and easy, plus you might just save a little. The most important part is getting rates from all providers so you can get all your choices.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways of comparing rates and find the best price. The fastest way to find competitive Eighty-Eight insurance quotes is to get quotes online. This can be done by completing this short form.

Rates are impacted by the following

Auto insurance rates paid to insure a Oldsmobile Eighty-Eight can be significantly different depending on several factors. Including but not limited to:

A clean driving record keeps rates low
Better credit means lower rates
Where you live
Annual mileage can affect rates
Male rates may be higher
Low deductibles cost more
Crash test rating for your Eighty-Eight
What you do for a living
Insurance coverage level
Home ownership saves money

A final factor that helps determine Eighty-Eight insurance rates is the model year. Older models have a lower value in comparison to older models so the costs to repair may result in lower rates. Although newer vehicles may have a trim level with safety features included like adaptive headlights, anti-lock brakes, traction control, and a telematics system that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

This coverage can cover damage or injury you incur to a person or their property in an accident. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as large an amount as possible.

Auto collision coverage

Collision insurance covers damage to your Oldsmobile from colliding with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Eighty-Eight insurance rates.

Comprehensive coverages

This pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Oldsmobile Eighty-Eight comprehensive insurance. The highest amount your car insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Coverage for medical payments

Coverage for medical payments and/or PIP pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Oldsmobile Eighty-Eight Insurance Rates?

Oldsmobile Eighty-Eight Insurance Rates