Vehicles > Oldsmobile > Cutlass

Oldsmobile Cutlass Insurance Cost

There are many options when finding cheaper insurance coverage on your Oldsmobile vehicle. You can buy from a local agent or go online to check prices from a lot of car insurance companies. Buying car insurance through online companies can be fast and easy and there is a good chance you might just save a little.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways of comparing rates from different insurance companies. The easiest way by far to find competitive Cutlass insurance rates is to get quotes online. This can be accomplished by completing this short form.

Auto insurance rates paid to insure a Oldsmobile Cutlass will vary greatly depending on several factors. Some of these factors include:

  • Higher performance Cutlass vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Your birth date
  • Having a spouse can save money
  • Extra coverages like towing and rental
  • What you do for a living
  • The level of coverage
  • Whether you own your home

A final factor that helps determine Cutlass insurance cost is the model year. Older models cost less in comparison to older models so the costs to repair may result in lower rates. Conversely, newer vehicles may have a trim level with safety features such as active head restraints, traction control, and a rollover prevention system so those may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Cutlass below.

Coverage for liability

This coverage can cover damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision protection

Collision insurance covers damage to your Oldsmobile from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Oldsmobile Cutlass comprehensive insurance. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important.

Insurance for medical payments

Coverage for medical payments and/or PIP pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are used to cover expenses not covered by your health insurance plan or if you do not have health coverage. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Oldsmobile Cutlass Insurance Rates?