Vehicles > Nissan > Stanza

Nissan Stanza Insurance Rates

Comparing car insurance by quoting online is simple to do, plus you can save money. The critical component is to take the time to get as many rate quotes as possible so you can compare the best prices.

Using the web to shop for car insurance direct can be difficult if you have never used online quotes. But don't let that discourage you because it's actually quite easy. There are several ways to get quotes from local car insurance companies. One of the best ways to find the lowest Stanza insurance cost involves getting comparison quotes online. This can be done by visiting this page.

Rates are determined by...

Car insurance premiums for a Nissan Stanza can vary widely subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating
  • Men typically pay more than women
  • Higher deductibles save money
  • Crash test rating for your Stanza
  • Your occupation
  • Your coverage level
  • Home ownership saves money

An additional factor that can impact Stanza insurance rates is the year of the vehicle. Used vehicles have a lower value than newer models so repair costs tend to be lower which can decrease annual premiums. On the flip side, more recent Nissan vehicles may have safety features like blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection which can provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages - Stanza liability coverage will cover damage or injury you incur to other people or property. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Collision coverages - This coverage will pay to fix damage to your Nissan caused by collision with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Stanza collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. Another option is to raise the deductible to get cheaper Stanza insurance rates.

Comprehensive coverages - Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage gives you protection when other motorists are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Nissan Stanza Insurance Rates?