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Nissan Leaf Insurance Rates

Shopping for car insurance by quoting online is easy, in addition you can save money. The key is to get rates from all providers so you can compare the lowest prices.

Consumers not familiar with comparing rates may think finding affordable Leaf insurance is hard. There are several ways to get quotes from car insurance companies in your area. The easiest way to find the lowest Leaf insurance cost consists of shopping online. This is very easy and can be done by visiting this page.

Criteria which help determine car insurance premiums

Car insurance premiums paid to insure a Nissan Leaf can fluctuate considerably based upon several criteria. A few of these criteria are:

  • Your driving record
  • Credit rating impacts rates
  • Men typically pay more than women
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Your occupation
  • The amount of protection requested
  • Owning a home can lower rates

An additional factor that will help determine Leaf insurance rates is the year of the vehicle. Older cars and trucks have a much lower replacement value than newer models so the costs to repair will push premiums down. But more recent Nissan vehicles may have safety features including all-wheel drive, a rollover prevention system, and adaptive headlights which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverages - Liability insurance will cover injuries or damage you cause to a person or their property by causing an accident. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision - Collision coverage will pay to fix damage to your Nissan from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverages - This will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The most a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

UM/UIM Coverage - This coverage gives you protection when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills such as ambulance fees, surgery, and doctor visits. The coverages can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Nissan Leaf Insurance Rates?