Nissan 200SX Insurance Rates

Buying auto insurance on the web is easy and at the same time you might just save a little. The key is to get as many rate quotes as possible in order to have every option.

People who are new to comparison shopping may think finding cheap Nissan 200SX insurance is not very easy. Finding a lower price on Nissan 200SX insurance isn't really that difficult. You just have to take a little time to get quotes from different insurance companies. This can be accomplished by comparing rates here.

What factors impact Nissan 200SX insurance cost?

Auto insurance rates for a Nissan 200SX can fluctuate considerably based upon several criteria. Taken into consideration are:

Your driving record
Credit rating impacts rates
Where you live
How many miles you drive
Male rates may be higher
Deductible amount directly impacts your rate
Your vehicle's safety rating
Claims drive up premiums
Maintaining coverage lowers rates
Whether you rent or own your home

A final factor that helps determine Nissan 200SX insurance rates is the model year. Newer models cost more in comparison to later models so repair costs are higher which may result in higher rates. But newer vehicles may have a trim level with safety features including adaptive cruise control, sideview assist mirrors, and tire pressure monitors which may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability car insurance

Liability insurance can cover damages or injuries you inflict on other people or property in an accident. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision coverage

Collision insurance covers damage to your Nissan caused by collision with an object or car. A deductible applies and then insurance will cover the remainder. Nissan 200SX collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive auto insurance

Comprehensive insurance pays for damage that is not covered by collision coverage. You first have to pay a deductible and the remainder of the damage will be paid by your Nissan 200SX comprehensive insurance. The most you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

This protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Coverage for medical expenses

Coverage for medical payments and/or PIP provide coverage for expenses (i.e. doctor visits, EMT expenses, and X-ray expenses). They are often used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP is not an option in every state and gives slightly broader coverage than med pay.

How Much are Nissan 200SX Insurance Rates?