Vehicles > Mitsubishi > Lancer Evolution

Mitsubishi Lancer Evolution Insurance Rates

Finding cheaper car insurance online is simple to do and there is a good chance you can save money. The critical component is to take the time to get rates from all companies so you can compare the cheapest rate quotes.

Finding the best direct price on car insurance can be a challenge if you have never used online quotes. But don't be discouraged because it's actually quite easy. There are several ways of comparing rates from car insurance companies in your area. The recommended way to find the lowest Lancer Evolution insurance cost is to perform an online rate comparison. This can be accomplished by visiting this page.

Car insurance premiums on a Mitsubishi Lancer Evolution can vary widely subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating
  • Male rates may be higher
  • Higher deductibles save money
  • Safety rating of your Lancer Evolution
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor which can affect Lancer Evolution insurance rates is the year of the vehicle. Models that are a few years old cost less than newer models so the cost to replace them can decrease annual premiums. But newer vehicles may have safety features including adaptive cruise control, blind-spot warning system, autonomous braking, and anti-lock brakes which can provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - Lancer Evolution liability coverage can cover damage that occurs to people or other property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy higher limits if possible.

Collision coverage - This covers damage to your Mitsubishi resulting from a collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your Lancer Evolution can be pricey, so consider removing coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive coverage - This coverage will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP - Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state but can be used in place of medical payments coverage.

How Much are Mitsubishi Lancer Evolution Insurance Rates?