Vehicles > Mitsubishi > Eclipse

Mitsubishi Eclipse Insurance Rates

Finding cheaper auto insurance through online rate quotes can be fast and easy and at the same time you will probably save money. The most important part is to take the time to get rates from as many companies as possible so you can get the lowest prices.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of online auto insurance companies and websites competing for your business. Cutting your Eclipse insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

Which factors influence your insurance rates?

Insurance rates for your Mitsubishi Eclipse can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Male rates may be higher
  • Low deductibles cost more
  • Your vehicle's safety rating
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you rent or own your home

One last important factor which can affect the rate you pay on your Mitsubishi is the year of manufacture. New vehicles have a higher actual cash value so the cost to replace them can inflate annual premiums. Conversely, newer vehicles may have options such as an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags which can give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability - This coverage can cover damages or injuries you inflict on other's property or people that is your fault. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision - This covers damage to your Mitsubishi resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

UM/UIM Coverage - This protects you and your vehicle from other drivers when they either are underinsured or have no liability coverage at all. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage - Coverage for medical payments and/or PIP pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. They are utilized in addition to your health insurance policy or if you do not have health coverage. Personal Injury Protection is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Mitsubishi Eclipse Insurance Rates?