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Mercury Mountaineer Insurance Quotes

There are many options when trying to find low-cost insurance for your Mercury vehicle. You can buy from a local agent or shop online to compare rates from insurance providers. Finding cheaper car insurance by comparing rates online is easy and there is a good chance you might just save a little.

Consumers who are new to the process of shopping for insurance may think purchasing cheap Mountaineer insurance is going to be difficult. When shopping for car insurance there are multiple ways to get quotes and find the best price. The simplest method to compare Mountaineer insurance cost is to perform an online rate comparison. This can be accomplished by comparing rates here.

Auto insurance rates for a Mercury Mountaineer can vary widely based upon several criteria. Some of these factors include:

  • The performance level of your Mountaineer
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor which can affect Mountaineer insurance quotes is the model year. Models that are a few years old cost less in comparison to older models so repair costs tend to be lower which will push premiums down. Although more recent Mercury vehicles may have a trim level with safety features included like blind-spot warning system, a telematics system, forward-collision avoidance, and a rollover prevention system which can lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Mountaineer below.

Auto liability insurance

Liability insurance will cover damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying higher limits if possible.

Coverage for collisions

This will pay to fix damage to your Mercury caused by collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Mountaineer collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. You can also bump up the deductible in order to get cheaper Mountaineer insurance quotes.

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Mercury Mountaineer comprehensive insurance. The maximum payout you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mercury Mountaineer Insurance Rates?