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Mercury Mariner Insurance Rates

Comparing auto insurance through online providers is easy, plus you can save money. The key is getting rates from as many companies as possible so you can get the best prices.

Beginners to buying insurance may think shopping for cut-rate Mariner insurance is hard and time consuming. Finding a better price on auto insurance is surprisingly easy. Consumers just need to spend a few minutes getting comparison quotes from different insurance companies. This can be done by completing this short form.

Rates are determined by the following

Car insurance premiums for your Mercury Mariner can be significantly different based upon several criteria. Including but not limited to:

  • Your driving record
  • Better credit means lower rates
  • Male rates may be higher
  • Low deductibles cost more
  • Crash test rating for your Mariner
  • Your claim history
  • Having continuous coverage saves you money
  • Home ownership saves money

An additional factor that can impact Mariner insurance rates is the year of the vehicle. New vehicles have a higher value than older models so repair costs are higher which may end up costing you more. Although newer vehicles may have safety features included like traction control, pedestrian detection, autonomous braking, and adaptive headlights that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability auto insurance - Liability insurance can cover damage or injury you incur to other's property or people. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision coverages - This coverage covers damage to your Mercury resulting from colliding with a stationary object or other vehicle. You first must pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. It's also possible to raise the deductible in order to get cheaper Mariner insurance rates.

Comprehensive (Other than Collision) - Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount your auto insurance company will pay is the actual cash value, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they either are underinsured or have no liability coverage at all. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Medical expense insurance - Coverage for medical payments and/or PIP provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance policy or if you are not covered by health insurance. PIP is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Mercury Mariner Insurance Rates?