Vehicles > Mercury > Marauder

Mercury Marauder Insurance Rates

You have lots of choices when buying insurance for your Mercury vehicle. You can buy direct from an agent or get quotes online to compare rates from companies. Comparing car insurance by quoting online saves time, is easy to do and at the same time you can save money.

Using the web to shop for car insurance direct is challenging if you are a beginner to online rate quotes. But relax because it's actually quite easy. There are several ways to get quotes from different insurance companies. The recommended way to compare Marauder insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by comparing rates here.

What factors determine the rate you pay?

Car insurance premiums paid to insure a Mercury Marauder will vary greatly and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • How you use your vehicle
  • Special coverage such as replacement cost
  • Your occupation
  • The level of coverage
  • Whether you rent or own your home

An additional factor that can impact Marauder insurance rates is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the costs to repair may end up costing you less. Conversely, more recent Mercury vehicles may have safety features such as tire pressure monitors, sideview assist mirrors, lane departure warning system, and adaptive cruise control so those may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Marauder from available model years below.

Liability coverages - This will cover damages or injuries you inflict on a person or their property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as much as you can afford.

Collision coverage - This coverage will pay to fix damage to your Mercury from colliding with an object or car. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverages - This pays for damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Coverage for medical payments - Personal Injury Protection (PIP) and medical payments coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used to cover expenses not covered by your health insurance plan or if you do not have health coverage. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mercury Marauder Insurance Rates?