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Mercury Grand Marquis Insurance Rates

Drivers have lots of options when insurance shopping for your Mercury vehicle. You can either buy through your neighborhood insurance agent or go online to check prices from lots of different providers. Finding cheaper auto insurance through online providers can be fast and easy, plus you will probably save money.

If you are a novice to online auto insurance shopping, you may be overwhelmed by the hoards of companies competing for your business. Cutting your Grand Marquis insurance cost is surprisingly easy. Drivers just need to take a couple of minutes comparing rates provided by online insurance companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by these factors

Insurance rates on a Mercury Grand Marquis can vary widely depending on several factors. Including but not limited to:

  • Higher performance Grand Marquis vehicles cost more
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Your age
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Mercury is the year of manufacture. New vehicles have a higher actual cash value so the cost to replace them can inflate annual premiums. Although newer models may have options included like lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system which can give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Grand Marquis from the list below.

Liability auto insurance - This coverage protects you from damage or injury you incur to people or other property that is your fault. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision - This pays for damage to your Mercury resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Grand Marquis can be pricey, so you might think about dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Grand Marquis insurance rates.

Comprehensive (Other than Collision) - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout your auto insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked.

Medical expense insurance - Med pay and PIP coverage pay for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Mercury Grand Marquis Insurance Rates?