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Mercedes-Benz R-Class Insurance Rates

There are many options when comparing insurance rates on your Mercedes-Benz vehicle. You can buy from an insurance agent or price shop online to compare insurance costs of a lot of car insurance companies. Comparing car insurance through online companies is simple to do and there is a good chance you may find lower rates.

Using the web to shop for car insurance direct can be a challenge if you have never used online quotes. But don't let that discourage you because we're going to show you how. The are a couple different ways to compare rate quotes from local car insurance companies. One of the best ways to find the cheapest R-Class insurance cost involves getting comparison quotes online. This can be accomplished by getting a quick quote here.

Insurance premiums for a Mercedes-Benz R-Class can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home and auto can earn discounts
  • Use of your vehicle
  • Mature drivers pay less
  • Being married may save money
  • Extra coverages like towing and rental
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Mercedes-Benz models so repair costs tend to be lower which can decrease annual premiums. On the flip side, new Mercedes-Benz models have more advanced features like anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which can help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your R-Class below.

Coverage for liability - R-Class liability coverage provides protection from damage that occurs to other people or property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so buy higher limits if possible.

Collision coverages - This coverage pays to fix your vehicle from damage caused by collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. R-Class collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper R-Class insurance rates.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Insurance for medical payments - Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Mercedes-Benz R-Class Insurance Rates?