Vehicles > Mercedes-Benz > CLS-Class
There are many options when comparing insurance rates on your Mercedes-Benz vehicle. You can either buy through an insurance agent or go online to check prices from many different companies. Shopping for auto insurance from online companies can be fast and easy and there is a good chance you may find lower rates.
If shopping for auto insurance online is new to you, you can be overwhelmed by the hoards of online companies selling insurance. Finding a better price on auto insurance is actually quite simple. Consumers just need to spend a few minutes to compare quotes provided by online insurance companies. This is very easy and can be done by completing this short form.
Insurance premiums paid to insure a Mercedes-Benz CLS-Class can be significantly different depending on several factors. Some of these factors include:
One important consideration that will help determine your rates is the age of the vehicle. New vehicles have a higher replacement value compared to older Mercedes-Benz models so the cost to replace them may end up costing you more. But new Mercedes-Benz models have more advanced features including autonomous braking, dual-stage airbags, and sideview assist mirrors that may help give discounted rates.
To get more specific information about how much rates will be for your vehicle, select the year of your CLS-Class below.
Liability coverage - This coverage provides protection from damage that occurs to a person or their property by causing an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so buy as large an amount as possible.
Collision coverages - Collision coverage pays to fix your vehicle from damage from colliding with another car or object. You first must pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.
Comprehensive coverage - This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.
Uninsured and underinsured coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.
Medical payments coverage and PIP - Medical payments and Personal Injury Protection insurance pay for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not universally available but it provides additional coverages not offered by medical payments coverage.
How Much are Mercedes-Benz CLS-Class Insurance Rates?