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Mercedes-Benz CLK-Class Insurance Cost

Comparing auto insurance through online rate quotes can be fast and easy, in addition you will probably save money. The most important part is to take the time to get rates from all companies so you can compare the lowest rate quotes.

If you've never shopped for auto insurance online, you may be confused by the hoards of companies competing for your business. Lowering your CLK-Class insurance rates can be surprisingly simple. You just need to take a few minutes comparing rates provided by online insurance companies. This can be done by visiting this page.

Criteria which help determine Mercedes-Benz insurance rates

Insurance rates on a Mercedes-Benz CLK-Class can vary widely depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating
  • Male rates may be higher
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • No claims lowers premiums
  • Having current coverage saves
  • Owning a home can lower rates

One last important factor that can impact the rate you pay on your Mercedes-Benz is the year of manufacture. A newer vehicle have a higher value so the cost to replace them can inflate annual premiums. On the flip side, newer vehicles may have options like adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance which can provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability

This coverage can cover injuries or damage you cause to people or other property. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision insurance

This coverage covers damage to your Mercedes-Benz resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your CLK-Class can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to get cheaper CLK-Class insurance cost.

Comprehensive auto coverage

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout a auto insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage gives you protection when other motorists either are underinsured or have no liability coverage at all. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP pay for bills for things like ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage.

How Much are Mercedes-Benz CLK-Class Insurance Rates?