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Mercedes-Benz CLA-Class Insurance Cost

Comparing car insurance by comparing rates online can be fast and easy and at the same time you can save money. The most important part is to get as many rate quotes as possible in order to have all possible prices.

If you've never shopped for car insurance online, it's easy to be confused by the hoards of car insurance companies offering insurance. There are several ways of comparing rates from different insurance companies. The easiest way by far to compare CLA-Class insurance rates involves getting comparison quotes online. It is quite easy and can be accomplished by comparing rates here.

Which factors influence CLA-Class insurance quotes?

Car insurance premiums for a Mercedes-Benz CLA-Class can fluctuate considerably depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your occupation
  • The level of coverage
  • Whether you rent or own your home

An additional factor that can impact CLA-Class insurance cost is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so repair costs tend to be lower which may result in lower rates. Conversely, newer vehicles may have safety features such as adaptive cruise control, lane departure warning system, and pedestrian detection which may lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance

This coverage can cover damages or injuries you inflict on other people or property. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Collision protection

This coverage covers damage to your Mercedes-Benz caused by collision with an object or car. A deductible applies then your collision coverage will kick in. CLA-Class collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive insurance

Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

This protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Because many people only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used to fill the gap from your health insurance program or if you do not have health coverage. Personal Injury Protection is not an option in every state and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz CLA-Class Insurance Rates?