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Mercedes-Benz C-Class Insurance Cost

Shopping for auto insurance through online providers is easy and at the same time you may find lower rates. The key is to compare as many rate quotes as possible so you can compare the lowest rate quotes.

Consumers not familiar with comparison shopping may think buying cheap C-Class insurance is hard and time consuming. Lowering your C-Class insurance rates is surprisingly easy. You just need to take a few minutes to compare quotes from different insurance companies. This is very easy and can be done by visiting this page.

What factors impact the rate you pay?

Insurance premiums for a Mercedes-Benz C-Class will vary greatly based upon several criteria. Taken into consideration are:

  • Your driving record
  • Your credit history
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. A newer vehicle have a higher replacement value compared to older Mercedes-Benz models so repair costs are higher which will push premiums up. Although more recent Mercedes-Benz vehicles have more advanced features included like forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification so those may provide discounts that lower premiums.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability auto insurance

Liability insurance will cover damages or injuries you inflict on other people or property by causing an accident. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so buy as much as you can afford.

Collision insurance

Collision coverage will pay to fix damage to your Mercedes-Benz caused by collision with an object or car. You have to pay a deductible and then insurance will cover the remainder. C-Class collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. Another option is to increase the deductible in order to get cheaper C-Class insurance cost.

Comprehensive (Other than Collision)

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection from other motorists when they are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for expenses like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to fill the gap from your health insurance plan or if you are not covered by health insurance. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Mercedes-Benz C-Class Insurance Rates?