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Mercedes-Benz B-Class Electric Drive Insurance Rates

You have lots of choices when attempting to insure your Mercedes-Benz vehicle. You can either buy through an insurance agent or go online to compare pricing from companies. Shopping for car insurance by quoting online can be fast and easy and at the same time you may find lower rates.

If shopping for car insurance online is new to you, it's easy to be confused by the hoards of online car insurance companies and websites selling insurance. The are a couple different ways to compare quotes from different insurance companies. The fastest way to find the lowest B-Class Electric Drive insurance quotes consists of shopping online. It is quite easy and can be accomplished by visiting this page.

Which factors influence your insurance rates?

Insurance premiums for your Mercedes-Benz B-Class Electric Drive can vary widely depending on several factors. Taken into consideration are:

  • Higher performance B-Class Electric Drive vehicles cost more
  • Any accidents you may have
  • Whether you insure your home with the same company
  • Pleasure, commuting or business use can affect rates
  • Special coverage such as replacement cost
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a reduced actual cash value compared to new Mercedes-Benz models so the payout to repair may result in lower rates. Conversely, newer models have more advanced features such as adaptive headlights, anti-lock brakes, traction control, and a telematics system which can provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your B-Class Electric Drive from available model years below.

Liability coverages

This coverage protects you from damages or injuries you inflict on other's property or people by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy higher limits if possible.

Auto collision coverage

Collision coverage pays for damage to your Mercedes-Benz resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. Another option is to increase the deductible to bring the cost down.

Comprehensive coverages

Comprehensive insurance coverage will pay to fix damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This gives you protection from other drivers when they do not carry enough liability coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Coverage for medical payments

Med pay and PIP coverage pay for expenses like doctor visits, EMT expenses, and X-ray expenses. The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Mercedes-Benz B-Class Electric Drive Insurance Rates?