Vehicles > Mercedes-Benz > 350-Class

Mercedes-Benz 350-Class Insurance Rates

Finding cheaper auto insurance from online companies saves time, is easy to do, plus you may find lower rates. The key to finding lower rates is to get as many rate quotes as possible in order to accurately compare the lowest priced insurance.

Finding the best direct price on auto insurance can be difficult if you are a beginner to online quoting. But don't let that discourage you because we're going to show you how. Getting better 350-Class insurance cost is actually quite simple. Just take time to compare quotes online from several insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Premiums are calculated by these factors

Insurance premiums for a Mercedes-Benz 350-Class can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your 350-Class
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are new have a higher actual cash value compared to older Mercedes-Benz models so the costs to repair may result in higher rates. But newer models have more advanced features including autonomous braking, tire pressure monitors, and dual-stage airbags which may help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - This protects you from damage or injury you incur to other people or property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy as high a limit as you can afford.

Collision coverage - This pays for damage to your Mercedes-Benz caused by collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. 350-Class collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance covers damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The most your auto insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" do not carry enough liability coverage. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP - Med pay and PIP coverage kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They can be used to fill the gap from your health insurance program or if there is no health insurance coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Mercedes-Benz 350-Class Insurance Rates?