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Mercedes-Benz 190-Class Insurance Cost

There are many options when shopping for car insurance for your Mercedes-Benz vehicle. You can either buy through your neighborhood insurance agent or go online to compare rates from a lot of car insurance companies. Buying car insurance through online companies can be fast and easy and there is a good chance you will probably save money.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of online companies competing for your business. To find the best car insurance prices, there are several ways to get quotes and find the best price. By far the easiest way to compare 190-Class insurance rates is to get quotes online. This can be accomplished by comparing rates here.

Insurance rates paid to insure a Mercedes-Benz 190-Class will vary greatly depending on several factors. Some of these factors include:

  • Higher performance 190-Class vehicles cost more
  • Your accident history
  • Multiple policies can save money
  • How you use your vehicle
  • Young drivers cost more
  • Whether you are married
  • Extra coverages like towing and rental
  • Your profession
  • Insurance coverage level
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Mercedes-Benz is the year of manufacture. Older models cost less so the costs to repair may result in lower rates. Although more recent Mercedes-Benz vehicles may have options included like a telematics system, a collision avoidance system, tire pressure monitors, and traction control so those may lower rates.

To get a better understanding how much rates will be for your vehicle, select the year of your 190-Class below.

Coverage for liability

This coverage will cover damage that occurs to a person or their property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as much as you can afford.

Collision insurance

Collision insurance will pay to fix damage to your Mercedes-Benz from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible in order to get cheaper 190-Class insurance cost.

Comprehensive coverage (or Other than Collision)

This pays for damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is very important.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Mercedes-Benz 190-Class Insurance Rates?