Vehicles > Mazda > Protege5

Mazda Protege5 Insurance Rates

Finding cheaper auto insurance from online companies is simple to do, plus you may find lower rates. The critical component is getting as many rate quotes as possible so you can get the cheapest rate quotes.

Finding the best direct price on auto insurance can be difficult if you have never used quoting online. But don't let that discourage you because we're going to show you how. Finding lower Protege5 insurance cost is actually quite simple. You just have to spend a little time to compare quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by...

Insurance premiums for a Mazda Protege5 can be significantly different subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Crash test rating for your Protege5
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. New vehicles have a higher actual cash value compared to older Mazda models so the payout to repair may end up costing you more. But more recent Mazda vehicles have more advanced features including lane departure warning system, dual-stage airbags, and pedestrian detection that may help give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverage - Protege5 liability coverage will cover damage or injury you incur to other people or property that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision coverage - This will pay to fix damage to your Mazda caused by collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Protege5 collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive coverage - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Mazda Protege5 Insurance Rates?