Mazda Mazda5 Insurance Rates

Drivers have lots of options when trying to find low-cost insurance for your Mazda vehicle. You can buy direct from an insurance agent or shop online to check prices from lots of different providers. Buying car insurance through online providers is easy, plus you may find lower rates.

People who are new to buying insurance may think purchasing low-cost Mazda5 insurance is hard and time consuming. The are a couple different ways to compare quotes from car insurance companies in your area. The simplest method to find competitive Mazda5 insurance cost is to get quotes online. This can be done by completing this short form.

Rates are impacted by these factors

Insurance premiums on a Mazda Mazda5 can vary widely based upon several criteria. Including but not limited to:

The performance level of your Mazda5
Any accidents you may have
Multiple policies can save money
Pleasure use vs. commuting use
Your age
Having a spouse can save money
Add-on coverages such as rental reimbursement
Your job
The amount of protection requested
Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Older models have a lower value compared to new Mazda models so the cost to replace them will push premiums down. But newer models have more advanced features including tire pressure monitors, sideview assist mirrors, active head restraints, and adaptive cruise control which can give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Mazda5 from the list below.

Liability auto insurance

Liability insurance protects you from damage or injury you incur to people or other property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Coverage for collisions

Collision insurance pays for damage to your Mazda resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Mazda5 can be pricey, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive (Other than Collision)

This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle's value is low consider dropping full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Medical expense insurance

Med pay and PIP coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Mazda Mazda5 Insurance Rates?

Mazda Mazda5 Insurance Quotes