Vehicles > Mazda > CX-7

Mazda CX-7 Insurance Cost

Buying auto insurance through online companies can be fast and easy and at the same time you will probably save money. The most important part is to take the time to get as many rate quotes as possible so you can compare the lowest rate quotes.

If you're new to shopping for auto insurance online, it's easy to be confused by the hoards of auto insurance companies competing for your business. Lowering your Mazda CX-7 insurance rates is not a difficult process. You just need to take a few minutes comparing rates provided by online insurance companies. This can be accomplished by visiting this page.

Which factors influence your insurance rates?

Insurance rates for a Mazda CX-7 can vary widely depending on several factors. Taken into consideration are:

  • A clean driving record keeps rates low
  • Credit rating
  • Men typically pay more than women
  • Higher deductibles save money
  • Your vehicle's safety rating
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Mazda is the year of manufacture. A newer vehicle cost more so the cost to replace them can inflate annual premiums. Although more recent Mazda vehicles may have options included like a telematics system, a collision avoidance system, tire pressure monitors, and traction control which can provide discounts that lower premiums.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Coverage for liability

This coverage will cover damages or injuries you inflict on other people or property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so purchase higher limits if possible.

Collision insurance

Collision insurance will pay to fix damage to your Mazda caused by collision with an object or car. You will need to pay your deductible then your collision coverage will kick in. Mazda CX-7 collision insurance is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible in order to get cheaper Mazda CX-7 insurance cost.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the ACV or actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This gives you protection from other motorists when they are uninsured or don't have enough coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used to fill the gap from your health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage.

How Much are Mazda CX-7 Insurance Rates?