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Mazda 626 Insurance Cost

There are many options when shopping for car insurance for your Mazda vehicle. You can buy direct from an agent or go online to compare rates from insurance providers. Buying car insurance by comparing rates online can be fast and easy and there is a good chance you can save money.

If you're new to shopping for car insurance online, you can be overwhelmed by the hoards of car insurance companies offering insurance. There are several ways to compare quotes from local car insurance companies. By far the easiest way to compare Mazda 626 insurance rates is to get quotes online. This can be accomplished by comparing rates here.

Car insurance premiums for a Mazda 626 can vary widely depending on several factors. Some of these factors include:

  • Higher performance 626 vehicles cost more
  • Any accidents you may have
  • Multiple policies can save money
  • Use of your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor that helps determine Mazda 626 insurance cost is the year of the vehicle. Older models cost less than newer models so repair costs tend to be lower which may result in lower rates. On the flip side, newer models may have safety features like a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system which can lower rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your 626 below.

Auto liability insurance

This coverage protects you from damage that occurs to other people or property in an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy higher limits if possible.

Collision insurance

Collision insurance pays for damage to your Mazda caused by collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Mazda 626 collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to get cheaper Mazda 626 insurance cost.

Comprehensive insurance

Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.

How Much are Mazda 626 Insurance Rates?