Vehicles > Lincoln > MKT

Lincoln MKT Insurance Rates

There are many options when comparing insurance rates on your Lincoln vehicle. You can either contact a local agent or get quotes online to compare insurance costs of many different auto insurance companies. Comparing auto insurance through online rate quotes saves time, is easy to do and there is a good chance you might just save a little.

Using the web to shop for auto insurance direct can be a challenge if you are a beginner to online rate quotes. But don't let that discourage you because comparing prices is actually very simple. Finding a better price on auto insurance can be surprisingly simple. Consumers just need to spend a few minutes to get quotes online from several insurance companies. This can be done by getting a quick quote here.

Auto insurance rates for a Lincoln MKT will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • Use of your vehicle
  • Mature drivers pay less
  • Being married may save money
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you own your home

A final factor that can impact Lincoln MKT insurance rates is the model year. Models that are new have a higher value in comparison to later models so the costs to repair will push premiums up. Conversely, new Lincoln models may have a trim level with safety features such as autonomous braking, automatic crash notification, sideview assist mirrors, and adaptive headlights so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your MKT below.

Auto liability - This provides protection from damage that occurs to other people or property. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as much as you can afford.

Collision coverages - This coverage pays to fix your vehicle from damage caused by collision with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Lincoln MKT collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Lincoln MKT comprehensive insurance. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured and underinsured coverage - Your UM/UIM coverage provides protection from other drivers when they either have no liability insurance or not enough. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical payments and PIP coverage - Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to fill the gap from your health insurance plan or if you do not have health coverage. PIP coverage is not universally available and may carry a deductible.

How Much are Lincoln MKT Insurance Rates?